Plan to retire?
FREE MEETING

Share on Tumblr

SMSF Benefits

Are you ready for retirement? Many fellow Australians are building a strong financial future to fund their retirement. The government forecasts that the superannuation assets will reach $2,815 Trillion by 2020 and $8.645 Trillion by 2040.  The Association of Superannuation Funds of Australia (ASFA)  and ATO Statistics repors investments in Superannuation funds at September 2011 total $1.34 Trillion across 460,545 funds.  

Out of that 456,472 funds or 99% were Self Managed Superannuation Funds (SMSF) with 867,863 SMSF members. Recently the Self-managed Super Fund Professionals Association of Australia (SPAA) revealed that Self Managed Super Funds (SMSF) account for over $418 billion of total superannuation assets or one third of this giant retirement pool. That’s nearly one out of three dollars in all superannuation funds. Are you among those taking advantage of the benefits in the largest sector of the super industry? 

There are 4 major benefits of SMSF to most Australians like you.
  • CONTROL You make the decisions.
  • FLEXIBILITY You have more investment options
  • LOWER FEES You can pay lower fees in a self managed super
  • BETTER PERFORMANCE You achieve a better funded retirement than with industry and retail funds

More control and greater flexibility over investments 

 
One of the many benefits of SMSF is having plenty of investment options to choose from. Members can pick among more investment opportunities including
  • Cash
  • Term Deposits
  • Bonds and Morgage Securities
  • Online Savings Accounts
  • ASX Listed Securities
  • ASX Listed Warrants
  • ASX Listed Options
  • Australian Contracts for Difference (CFDs)
  • Australian Exchange Traded Funds (ETFs)
  • Listed Investment Companies (LICs)
  • International ETF's listed on the ASX
  • Listed and Unlisted Property Trusts
  • International Contracts for Difference (CFDs)
  • Exchange Traded Options (ETOs)
  • Australian Managed Funds
  • International Managed Funds 
  • Residential Property with or without borrowing made by the SMSF
  • Commercial Property with or without borrowing made by the SMSF
  • Alternative Investments including Structured Products, Private Equity, Hedge Funds
  • Physical Metals
  • Collectables, including wine, art, coins, etc.
This flexibility allows SMSF members like you to respond quickly to changing market conditions using multiple investment options. Retirement portfolios can be managed use iMoney Wealth Management research and investment advisers. 

SMSF: Lower fees and better performance 

 
A Commonwealth Government report found SMSF members generally pay lower fees; this resulted in better returns for SMSF investments compared to all other super funds over the previous 3 years. 

How a SMSF could benefit you 

 
Benefits of a SMSF may vary with individuals but potential benefits include:
  • TAILORED TAX MANAGEMENT for Investments and capital gains
  • FLEXIBILITY AMONG INVESTMENT CHOICES more asset selection options
  • TOTAL INVESTMENT PORTFOLIO CONTROL assess risk profile of all assets including non superannuation funds
  • FLEXIBILITY IN ESTABLISHING AND MANAGING PENSIONS maximum options including account based, transition to retirement, and term allocated pensions
  • RESOURCE POOLING WITH MULTIPLE MEMBERS
  • DIRECT PROPERTY INVESTMENTS including netaively geared residential properties and commercial real estate
  • TRANSFER OF ASSETS Superannuation funds can hold personally owned listed shares, business real property and managed funds
  • BUSINESS BENEFITS Holding business assets like real property can improve your business cash flow
  • ASSET PROTECTION AND ESTATE PLANNING Superfunds provide for inter-generational cascading wealth transfer
 
Book your FREE financial consultation now and let iMoney Wealth Management show you more about self managed super funds. 
 
Contact iMoney Wealth Management about Self Managed Super Funds.
 

 

Coutact Us Now!